Five Pointers for IT Budgeting

Posted on May 21, 2012 by ADMIN

Five pointers for improving Information Technology department budgeting.
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Square Watermelon Secrets Revealed!

Posted on May 21, 2012 by ADMIN

Square Watermelon Secrets Revealed!
Instant Buzz Home Garden Ebook. Author Grew His Own Square Watermelon And Shows How To. Its Great Fun And Curiosity.
Square Watermelon Secrets Revealed!

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Global Tires Market to Reach 1.8 Billion Units by 2017, According to a New Report by Global Industry Analysts, Inc.

Posted on May 21, 2012 by ADMIN

Global Tires Market to Reach 1.8 Billion Units by 2017, According to a New Report by Global Industry Analysts, Inc.











San Jose, CA (PRWEB) November 08, 2011

Follow us on LinkedIn – Given its extreme sensitivity to the automotive sector, which was one of the worst affected industries during the recent economic slowdown, the global tires market ran flat with volume sales plummeting in both OEM and replacement market segments during 2008 and 2009. Demand from the automotive OEM segment especially came under the yoke of recession, as the economic crisis, which was at its peak during 2008 and 2009, resulted in considerable drop in new vehicle sales during the period, causing a flow-on effect on automotive production.

Market distortions, during this period, were largely manifested in the form of decline in consumer purchasing power, restricted access to credit, high level of unemployment, reduction in household wealth, volatile fuel prices, weak consumer confidence and the resultant postponement of new vehicle purchases. Hit by declining sales and mounting financial burden, major auto companies in the industry announced large-scale production cutbacks in a number of facilities. The credit crunch and financing shortfalls also drove some companies into bankruptcy. Plant closures, capacity idling, scaling back of operating capacity therefore, reduced opportunities for tires, especially in the OEM market. Off the road vehicles tires also took a hurting blow as a result of the collapse of the construction and mining industries.

While the OEM market took the blow on the chin, the aftermarket was relatively cushioned, primarily because auto parts and components like tires, fan belts, exhaust pipes and brake pads are less discretionary spends, and replacement of worn parts is a necessity if the vehicle needs to be kept running. This is put to perspective by the fact that while volume of tire sales to the OEM segment plunged by a massive 12.7% globally, while replacement tire sales declined only by about 1.85% in 2009. Additionally, reduced spends on new cars resulted in higher spends on maintaining old cars. With people spending more time repairing and servicing their existing vehicles rather than purchase new cars, the aftermarket witnessed relatively lower levels of decline in comparison to the OEM automotive market. The recorded decline was however the result of reduced average number of vehicle miles traveled which reduced the need for replacement of tires.

The market staged a remarkable recovery in 2010, primarily led by post recession resurgence in growth fundamentals such as recovery in GDP growth, increase in employment rates and income levels, easing of lending restrictions, improvement in consumer discretionary incomes and buyer confidence, and the resultant increases in new car purchases, automotive production and average vehicle miles traveled. The economic stimulus packages doled out by various governments to infuse vigor into automotive manufacturing brought out remarkable increase in number of new cars and trucks produced since 2010, thereby boosting the demand for tires in the automotive OEM segment.

Increase in automotive manufacturing to address the huge pent-up demand for new vehicles immediately after recession, and the tremendous growth in automotive production volumes in developing markets such as China, India and Korea have also boosted demand for tires in the automotive OEM segment. Improvement in commercial activity and freight movement also lent traction to the demand for tires in heavy truck and aircraft tire segments respectively. Increase in average vehicle miles traveled due to consumers return to established driving habits post recession helped generate substantial demand for tires in the replacement market. Consumer preference towards high-performance tires instead of the standard factory fixtures, have also boosted demand for tires in the automotive replacement market. The market over the next few years will receive the strongest growth impetus from developing markets such as Asia-Pacific, Latin America and Middle East, thanks to increase in automotive manufacturing, and new construction and mining projects underway in these regions.

As stated by the new market research report on Tires, Asia-Pacific is the fastest growing regional market for tires in the world, with volume sales from the region in OEM and replacement markets waxing at a CAGR of 7.2% and 5.2% respectively over the analysis period. Growth in the Asia-Pacific market is especially driven by India, China, and Korea, thanks to the huge demand for two-wheelers and new cars, including luxury cars in these countries, and subsequent increase in automotive production. The huge automotive production base in the region, with China especially topping the global passenger car and commercial vehicle production, transformed Asia-Pacific as the most prominent regional market for automotive tires in the world. By product, Replacement tires is the largest segment, while OEM tires is the fastest growing product segment with volume sales waxing at a CAGR of about 5.8% over the analysis period.

Major players in the global marketplace include Bridgestone Corporation, Maxxis International, Continental AG, Cooper Tire & Rubber Company, Falken Tire Corporation, Goodyear Tire & Rubber, Hankook Tire Co. Ltd., Kumho Tires Co. Inc., Michelin, Nokian Tyres plc, Pt Gajah Tunggal Tbk, Pirelli & C. S.p.A., Sumitomo Rubber Industries Ltd, Titan International Inc., Triangle Tire, Toyo Tire and Rubber Co. Ltd., Yokohama Rubber Co. Ltd.

The research report titled “Tires: A Global Strategic Business Report” announced by Global Industry Analysts, Inc., provides a comprehensive review of market trends, issues, drivers, company profiles, mergers, acquisitions and other strategic industry activities.. The report provides market estimates and projections, in annual shipments in million units for OEM and Replacement tires, for United States, Canada, Japan, Europe, Asia-Pacific, Middle East & Africa and Latin America. Product markets analyzed include Passenger Car Tires, Truck Tires (Light Truck Tires and Heavy/Medium Truck Tires), Two Wheeler Tires, Aircraft Tires and Off-the-Road Vehicle Tires (Industrial & Utility Vehicle Tires and Farm Implement Tires) in both OEM and Replacement markets.

For more details about this comprehensive market research report, please visit –

http://www.strategyr.com/Tires_Market_Report.asp

About Global Industry Analysts, Inc.

Global Industry Analysts, Inc., (GIA) is a leading publisher of off-the-shelf market research. Founded in 1987, the company currently employs over 800 people worldwide. Annually, GIA publishes more than 1300 full-scale research reports and analyzes 40,000+ market and technology trends while monitoring more than 126,000 Companies worldwide. Serving over 9500 clients in 27 countries, GIA is recognized today, as one of the world’s largest and reputed market research firms.

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Global Industry Analysts, Inc.

Telephone: 408-528-9966

Fax: 408-528-9977

Email: press(at)StrategyR(dot)com

Web Site: http://www.StrategyR.com/

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Have you heard about the Self-directed Solo 401K?

Posted on May 21, 2012 by ADMIN

Have you heard about the Self-directed Solo 401K?













Visit Our Website For a Free Informational CD or DVD About Self-Directed IRAs.


(PRWEB) November 09, 2011

What Is a Self-directed Solo 401K?

A 401K is a legal tax shelter or basically an employer plan. It is governed and created by the Internal Revenue Code / section 401(k). Contributions are made into the 401k account by the employee and they are often tax deductible. Sometimes contributions are to be made into the employees’ accounts as well, by the employers. Accounts usually will grow much faster because asset growth and investment returns happen without taxation directly on gains or income, and that is usually in exchange for taxation as sometimes individuals distribute funds to their accounts for personal use.

For Whom a Solo 401k Is Designed?

A Solo 401k is specifically designed for individuals who are self-employed, and they don’t have full time employees other than themselves or may be their spouse.

Who Can Have a Solo 401(k)?

The self-employed, Sole proprietors, and anyone really who has a business that produces income can have a Solo 401(k). The Solo 401(K) was formed by the Congress in late 2006.

How to Use a Self-Directed IRA or Solo 401(k)?

It is normal that most baby boomers today want to have a plan for their retirement funding. Two generations ago, the career world has been completely changed, and a guaranteed pension at the end of a lifetime employment is now something from the past. Most people know that the purchasing power of social security benefits will be decreased by inflation so it’s not reliable anymore; however, not all of them want to have a second plan, and many of people in fact still have relied just on the Social Security to be their sole purpose for retirement, it means their retirement years now will be living in poverty.

Differences Between Solo 401(k)s and IRAs:

401(k)s is more superior to the IRAs due to the following features:

1.    Unlike Roth IRAs, Roth contributions to the Solo 401K is up to $ 22,000 (depending on age) with no income limits.

2.    401K has higher contribution limits up to $ 49,000 per person plus $ 5,500 tax provision if you are over 50 years old while the limit is only $ 5,000 for an IRA unless you are 50 or over.

3.    It has no UDIT tax; this is only for debt-financed real estate, if a person would purchase a property and debt-finance part of it with an IRA, the IRA will still owe UDIT taxes.

4.    It has much less onerous prohibited transaction penalties compared to IRAs.

5.    Borrowing from an IRA is not permitted; however borrowing with Solo 401Ks is permitted.

Self-Directed Retirement Accounts for Investors and/or business owners:

Investors or business owners part-time or full-time, have the best chance of controlling the timing and the size of their retirement. If there is an established corporation, a limited partnership, or a limited liability company, the better options would be available. This group of people can control their own retirement destiny because under improved legislation and over time, the range of investment choices have expanded and the dollar limits on contributions have gone up. So instead of relying completely on the stock market which is in most cases unpredictable and risky, reliable profits in the IRA however can be made, besides, the IRA are free of capital gain taxes, so over the years a much faster growth can happen to the total dollar value.

Today More Choices are Available than Ever!

Today, there are many small business retirement plans that people can take advantage of, they include the IRA, the Solo 401(k), the SIMPLE (Savings Incentive Match Plan for Employees), and the SEP (Simplified Employee Pension Plan). To maximize the Solo 401(k) plan, there are really two components to do so: A) the salary deferral contribution for an employee is up to $ 16,500, which not to exceed the 100% mark of pay plus $ 5,500 catch up provision if you are 50 years old or over, and B) a profit-sharing contribution for the employer that comes with a limit up to 25% of pay, for self-employed it is 20% only. From both sources, the total contribution would be $ 49,000! However, for individuals who are 50+ years of age, it is possible to contribute another $ 5,500 for a total of $ 54,500 annual contribution.

The self-directed solo 401K and other self-directed accounts can invest in a variety of assets such as real estate, private lending, limited liability companies, precious metals and much more!

American IRA, LLC was established in 2004 and currently has over 250 million in assets under administration. They protect your account by making sure that all uninvested cash under their administration is FDIC insured. As administrators, they do not make any recommendations to any person or entity associated with any type of investment. They offer the most flexibility permitted by law, and allow you to control your investments directly in a very unrestricted platform. Their experts can assist you with setting up a Solo 401K.

If you would like more information on this or any other type of self-directed retirement account, please feel free to contact the team at American IRA, LLC via e-mail [info@americanira.com] or via phone [1-866-7500-IRA(472)], or visit their website [http://www.americanira.com .

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Pitch Magic: Drag And Drop Pitch Page Creation

Posted on May 21, 2012 by ADMIN

Pitch Magic: Drag And Drop Pitch Page Creation
We Built Pitchmagic To Do One Thing – Make It Simple For You To Create The Perfect Pitch Page. CB Requires Every Vendor To Have A Pitch Page, And With Drag And Drop Easy Of Use And Complete CB Integration, You’ll Be Up & Running In No Time.
Pitch Magic: Drag And Drop Pitch Page Creation

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Robert Mish: Front-Line Evidence That We are Nowhere Near a Gold Bubble

Posted on May 21, 2012 by ADMIN

Robert Mish has been a precious metals dealer for nearly 50 years and knows what a gold bubble mania looks like. We are nowhere near that stage, in his opinion. Instead, he sees a US populace largely unappreciative of holding precious metal as a store of wealth, and engaged in a slow process of dis-hording their gold and silver to eager foreign buyers who are more than happy to take the bullion back to their shores. In terms of where we are on the gold mania spectrum, he sees us at a “2″ out of 10. But he foresees a very rude awakening ahead as the populace eventually wakes up to the increasing damage our over-debted global economy is doing to the purchasing power of world currencies. Because when the general investor finally realizes the protection the precious metals offer against currency debasement, much of the retail supply will already be out of the system in very tight hands, and largely overseas. Moreover, when supply gets tight, there will be more challenges to obtaining physical bullion during a buying mania than there were during the last one in 1980. There are many fewer local sources to exchange bullion these days as much of that business is now transacted by online vendors dependent mail delivery to ship product, which are more vulnerable to supply chain disruptions. And be sure you’re aware of how the form you hold your bullion in will affect the price you get during a buying frenzy, when refining capacity is overwhelmed. You may find you gold or silver …
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12/6/2008 Part 1/2 Peter Schiff On Your Money: Vanishing Jobs

Posted on May 21, 2012 by ADMIN

Visit www.PhilDeCarolis.com to sign up for my free weekly newsletter that includes Economic and Real Estate updates or for more Peter Schiff videos and real estate advice from an experienced Investor Let me help you protect and grow your wealth NOW before it is too late. Contact me right away for a referral to my own personal broker with Euro Pacific Capital that can advise you on the purchase of precious metals (Gold, Silver, etc..), Commodities And/Or Foreign Dividend paying stocks to hedge against rising prices and your loss of hard earned wealth. Join me in preserving your savings so that we can utilize our retained purchasing power to purchase Discounted/Cash Flowing California Real Estate Assets at the bottom of this downturn for pennies on the dollar that will rise in value dramatically during Californias’ next cyclical inflationary real estate bull market.

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FastAdvance.com Debuts New Article to Better Educate Consumers on the Payday Lending Process

Posted on May 21, 2012 by ADMIN

FastAdvance.com Debuts New Article to Better Educate Consumers on the Payday Lending Process











Fast Advance


(PRWEB) February 20, 2012

To help consumers easily understand the risks and benefits of online payday loans, FastAdvance.com has published a new “How It Works” article about the lending process. This article explains how online payday loans are processed, who qualifies for them and how the money is disbursed, as well as other helpful tips and useful information.

“FastAdvance.com works in every way possible to ensure borrowers are as informed about the payday lending process as are the lenders,” says FastAdvance.com spokesperson Robert Dillon. “By creating a simple, no fax loan process, customers are able to get emergency cash as soon as possible. The new educational articles help us educate borrowers about rates and fees, loan terms and lending policies. They are informative, cutting edge and up-to-date for the greatest benefit to visitors to the site.”

Online payday loans are the same as the payday loans offered by payday lenders operating locally at a physical location. These temporary loans are intended for short-term use, and typically range in value from $ 100 to $ 1,500. Online payday loans are most often used to cover an unexpected expense, such as the cost of towing a broken down vehicle to an auto repair shop. However, some customers also use their fast advance loan to make ends meet between paydays. When used properly, online payday loans can serve as a guard against larger financial problems, such as bankruptcy, past-due fees and collection accounts, later on.

FastAdvance.com and its network of lenders take the lending process seriously and only approves loans for individuals who are age 18 or older, currently employed, earning at least $ 1000 per month in income after taxes and legally residing in the U.S. Customers are encouraged to engage in responsible borrowing, which is why FastAdvance.com publishes a range of educational resources dedicated to payday lending. Visitors to the website can find such educational resources on the homepage. All materials are free and available whether a customer submits a loan application or not.

Online payday loans are by design speedy and hassle-free. However, customers should always read the fine print and understand all parts of the lending process as well as the terms of the fast cash advance being offered. FastAdvance.com creates a hassle-free lending environment by allowing visitors to view quotes for free online. The application process is simple and all quotes are based on the information provided. No credit scores are required.

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New Orleans Tourism Marketing Corporation, NOTMC, Launches GO NOLA, the First Official Visitor App for iPhone

Posted on May 21, 2012 by ADMIN

New Orleans Tourism Marketing Corporation, NOTMC, Launches GO NOLA, the First Official Visitor App for iPhone











GO NOLA iPhone App


New Orleans, LA (PRWEB) May 15, 2012

Celebrity tour guides including John Goodman and Wendell Pierce are guiding visitors through New Orleans thanks to the premiere of the New Orleans Tourism Marketing Corporation (NOTMC) visitor app. An augmented reality feature identifies landmarks through the phone’s camera. Named GO NOLA, it is the only official tourism app for the City of New Orleans and is now available free on the iPhone.

“Our official tourism app for the City of New Orleans, GO NOLA embodies all that is New Orleans in the palm of your hand,” says New Orleans Mayor Mitch Landrieu. “It represents our great and unique city just as it should be.”

The walking tours will even teach New Orleans natives a thing or two. Tours will include Emmy-winning actor, John Goodman strolling among the picturesque riverfront while touting the virtues of New Orleans, and Wendell Pierce, star of HBO’s Treme, connects the Treme neighborhood, featured in the award-winning series, with authentic street corners seen in the show.

“With this free resource, we are positioning New Orleans as a leader in travel technology,” says Mark Romig, President and CEO of NOTMC. “Nielson estimates that 18 percent of all app downloads are travel related which makes GO NOLA not only a must for planning your trip, but a must-have on your trip as well.”

GO NOLA is not just an app – it’s a guidebook, navigator, entertainer, restaurant guide, and event calendar rolled into one. Savvy travelers can plan ahead with My Trip organizer, stay connected with insider tips, and discover what the locals do with off-the-beaten-path recommendations. With GO NOLA’s “Near Me” feature, visitors can use augmented reality to find whatever they need, wherever they are, while “Things to Do” reveals timely happenings through a stream from NewOrleansOnline.com, the Official New Orleans Tourism website.

“The many features that GO NOLA offers is unlike any other apps on the market and makes it the premium tourism app for New Orleans,” says New Orleans Convention and Visitors Bureau President and CEO Stephen Perry. “Visitors and locals will find value in its ease of use and wealth of information, including which local tourism businesses are members of the Convention and Visitors Bureau.”

Every feature in GO NOLA is customizable, from narrowing restaurant choices to a preferred neighborhood or price range, to creating a budget friendly night on the town. Visitors and locals will find these functions invaluable as they navigate the city.

Features offered on the app include:

    Customized filters including neighborhood, price, distance from user’s current location and more.

    Celebrity-narrated walking tours of famous New Orleans’ neighborhoods, each with a unique archive of historical documents and photographs. Celebrity narrators include John Goodman and Wendell Pierce, with more to come soon.

    “Insider Tips” with knowledge only locals know.

    “My Trip” makes trip planning a breeze.

    “Get Directions” activates built-in GPS for directionally challenged visitors.

    “Near Me” recognizes your location on a built-in map, and shows nearby sightseeing opportunities, places to eat, and things to do.

    Augmented Reality enhances “Near Me” capabilities: discover what’s around you in a completely new way using your iPhone’s camera.

    Send friends your favorite New Orleans locations and tell them “where y’at,” using Facebook, Twitter, SMS and email sharing.

Device Requirements:

GO NOLA is currently available for iPhone users via the App Store.

Compatible with iPhone 3GS, iPhone 4, iPhone 4S, iPod touch (3rd generation), iPod touch (4th generation) and iPad. Requires iOS 5.0 or later. To download the GO NOLA iPhone app, go to:

http://itunes.apple.com/us/app/go-nola-official-tourism-app/id523868920?mt=8

Pricing and Availability:

GO NOLA is free for download in the App Store. A free version for Android users is in development.

About New Orleans Tourism Marketing Corporation (NOTMC)

NOTMC promotes the city as a leisure tourism destination throughout the year. Annually, NOTMC’s marketing campaigns include strategic print, broadcast, and Internet advertising and public relations. Web sites: http://www.NewOrleansOnline.com; NewOrleansMuseums.com; RadioFreeNeworleans.com; GoNola.com.

Social media: Facebook.com/NewOrleansOnline; Twitter.com/visitneworleans.

About the New Orleans Convention & Visitors Bureau (NOCVB)

NOCVB is a nationally accredited, 1,000-member destination marketing organization and the largest and most successful private economic development corporation in Louisiana. The CVB and its members influence thousands of decision-makers and millions of visitors to choose New Orleans through direct sales, marketing, public relations, branding and visitor services at our New Orleans headquarters and offices in Washington, D.C., New York, Chicago and four foreign countries. Consistently recognized as one of the top five CVBs in the country, the New Orleans CVB celebrated its 51st anniversary in 2011. For more information, please visit http://www.neworleanscvb.com.

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Purchasing Power: Consumer Organizing, Gender, and the Seattle Labor Movement, 1

Posted on May 21, 2012 by ADMIN

Purchasing Power: Consumer Organizing, Gender, and the Seattle Labor Movement, 1

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The Purchasing Power of Money (Illustrated Edition) (Do
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The Big Mac Index: Applications of Purchasing Power Parity by Li Lian Ong...
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